How long does the company registration process take?

Typically 2–6 weeks. Notarization 1–2 days, Commercial Register review 1–2 weeks, SHAB publication after. With complete docs, about 4 weeks overall; application review ~15 business days.

Can a non-resident of Switzerland establish such a company?

Yes. At least one director with signing authority must be a Swiss resident, and a Swiss registered office is required. Shareholders can be foreign. SwissFirma offers resident director services.

What are the main tax implications for the company itself?

Federal CIT is 8.5%. Effective total rates ~11.9% (Zug) to 21.15% (Zurich), ~14% Geneva; most cantons under 15%, Swiss average ~13.5%. Intermediary platforms can deduct operating and tech costs.

Do I need a physical office in Switzerland?

You need a registered legal address in Switzerland (full office or c/o) for official correspondence and registration. SwissFirma provides registered office services in Zurich and Zug.

What is the difference between a fintech license and a banking license?

Fintech license: accept public deposits up to CHF 100m, min capital CHF 300k, no interest/investing. Banking license: for >CHF 100m, paying interest or lending; needs CHF 10–20m capital and full FINMA supervision.

How do I ensure my platform complies with AML/KYC requirements?

Join an SRO (e.g., VQF, PolyReg) if not FINMA-licensed, integrate automated KYC, appoint a compliance officer, monitor transactions, audit annually, and keep records 10 years. Budget CHF 5,000–15,000 yearly.

26.11.2025

How to start a crowdfunding company in Switzerland: a step-by-step guide 2025

This guide provides a comprehensive roadmap for entrepreneurs planning to launch a crowdfunding platform in Switzerland. We'll cover everything from selecting your legal entity and navigating FINMA requirements to budgeting costs and executing your go-to-market strategy.

Business in Switzerland

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