How much does it cost to start a crypto company in Switzerland?

Total first-year costs are typically CHF 50,000–200,000. Formation CHF 5,000–10,000, capital CHF 20,000 (GmbH) or CHF 100,000 (AG), legal/compliance CHF 30,000–80,000, licensing CHF 2,500–10,000, office/IT CHF 10,000–30,000. Ongoing CHF 50,000–150,000.

How long does the entire process take, from incorporation to licensing?

Company incorporation: 2–4 weeks. SRO membership: 3–6 months. FINMA Fintech License: 6–9 months. FINMA Banking License: 9–16 months. Overall: 6–10 weeks for setup; 3–12 months with licensing.

Can a non-resident open a crypto company in Switzerland?

Yes. You need at least one Swiss-resident director, a Swiss registered office, a local compliance officer (can be outsourced), and a Swiss bank account (often hard to obtain without local presence).

How are cryptocurrencies taxed for individuals vs. companies in Switzerland?

Individuals: capital gains from private investments are tax‑free; wealth tax applies; mining/staking taxed as income. Companies: all crypto gains taxed as corporate income; holdings valued at market price; losses deductible.

Can I operate with EU clients from Switzerland under MiCA?

Yes, but either obtain EU CASP authorization or rely on reverse solicitation. No automatic recognition of Swiss licenses under MiCA. Many firms set up an EU subsidiary or partner with an EU‑licensed entity.

What are the main differences between SRO membership and FINMA licensing?

SRO: faster, cheaper; limits include no client funds >60 days and deposits ≤CHF 100m. FINMA: broader permissions; higher capital, extensive documentation, longer timelines. Choice depends on business model.

Do I need a physical office in Switzerland?

Yes. A registered office (physical location) is required for correspondence and records. A mailbox alone is insufficient. Domicile service or co‑working that meets legal standards is acceptable.

How do I choose between Zug and other cantons?

Zug: strongest crypto ecosystem, 12–15% tax. Zurich: larger talent pool, better banking, ~15–18% tax. Geneva: international hub. Schwyz: low tax, smaller ecosystem. Balance tax, ecosystem, talent, and partners.

What happens if I operate without proper licensing?

It’s a criminal offense: fines up to CHF 500,000, imprisonment up to 3 years, cease‑and‑desist orders, reputational damage, and potential liability for client losses. Consult FINMA or legal counsel before launch.

26.11.2025

How to start a cryptocurrency company in Switzerland: a 2025 guide

Switzerland has established itself as the world's premier jurisdiction for cryptocurrency and blockchain businesses. With over 1,000 registered crypto firms—including 250+ in Zug's renowned "Crypto Valley"—the country offers a unique combination of regulatory clarity, political stability, and innovation-friendly infrastructure. Switzerland hosts 1,000+ crypto firms, including 250+ in Zug's Crypto Valley, under clear, innovation‑friendly rules (Lightspark, 2025).

Business in Switzerland

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